Funding and Financial Support

After a natural disaster, the provincial government may declare the event eligible for Disaster Financial Assistance (DFA) or may provide other emergency support. In the event that occurs you can find information here.

Financial help after a disaster

The Disaster Financial Assistance program helps people recover from damage caused by a disaster, like a flood, when the losses are not covered by insurance. To receive help, the disaster must be officially declared eligible for DFA and you must meet the program’s criteria.

Disaster Financial Assistance does not replace private insurance. It does not pay for things that could be insured or your insurance deductible. 

Insurance coverage

Knowing what your insurance policy covers is one of the best ways to protect your family, home or business when a disaster happens. Make sure you understand what your policy includes and if you have enough coverage for weather-related damage. 

Being properly insured builds individual and community resilience. 

Here are some questions to ask your insurance provider: 

  • What types of water damage does my policy cover?
  • If my house has both sewer backup and flooding, what will be covered?
  • Does my policy include overland flooding?
  • Are there any discounts or benefits for installing a sump pump?
  • Am I covered for wind damage?